I want to use a SEPA QR code at checkout or in-person payments so customers can complete transfers quickly on their phones.

Enable customers to scan a SEPA QR code at checkout or in person to prefill a bank transfer on their phone. This speeds up payments, reduces manual entry errors, and makes completing a SEPA transfer more convenient.

This feature provides a SEPA-compatible QR code that customers can scan to initiate a bank transfer on their mobile banking app. The QR code is intended for use at checkout counters, point-of-sale situations, or face-to-face payments where quick completion matters. After scanning, the customer’s banking app can populate the transfer details, reducing the need to manually type IBANs and payment references. This helps minimize typos and incomplete payment information that can delay reconciliation. The QR code can be presented on a screen, printed on receipts, or displayed on signage where customers pay. It supports a faster, more consistent customer payment experience while keeping the payment method within standard SEPA transfer flows. Typical use cases include retail checkout, service appointments, events, and pop-up locations where card acceptance is not preferred or available. By making the transfer initiation step easier, the feature can improve completion rates for in-person bank transfer payments. It also helps staff spend less time guiding customers through payment instructions. Overall, it streamlines SEPA transfer initiation in physical and checkout contexts using a familiar scan-and-pay interaction.